Personal Loans

Fast, transparent personal financing for emergencies and everyday needs — delivered straight to your Mobile Money wallet.

Personal Loans

Quick cash for unexpected expenses like medical bills, school fees, or home repairs.

  • Up to ₵5,000
  • No collateral needed
  • Instant MoMo payout
  • Flexible 1–12 month repayment
Apply Now
Loan Calculator

Estimate Your Repayment

Use our calculator to see how much you can borrow and what you'll pay back.

₵1000
₵100 ₵10,000
3 Months
1 Mo 12 Mos
Estimated Monthly Payment

₵383


Total Interest ₵150
Total Payback ₵1150
Apply for This Loan

* This is an estimate. Actual rates may vary based on your credit profile. Interest rate assumed at 3% per month (max 36% annual).

Eligibility Criteria

To qualify for a loan with KudiNow, you must meet these simple requirements:

Be a Ghanaian citizen or resident
Aged between 21 and 60 years
Have a valid Ghana Card
Have an active Mobile Money wallet (MTN / Vodafone / AirtelTigo)